Before organizing the execution of any work, ask how he puts the price on the work done in the store. Some workshops charge a fixed labor fee for auto repairs. This published rate is based on an independent or manufacturer estimate of the time needed to complete repairs. Others charge based on the actual time the technician worked on the repair.
Personal LoanUsing a personal loan to pay for car repairs allows you to pay the mechanic right away and spread your payments over time. It could be a credit card from a branded store or a payment plan for an auto repair in the form of a personal loan from your credit partner. Ask the repair shop to explain to you and make sure you understand why they recommend performing a service beyond the recommended schedule. Some repair shops create their own maintenance programs, which require more frequent maintenance than recommended by the manufacturer.
However, maxing out your credit card limit without the means to pay the balance quickly isn't a good idea. Workshops that only perform diagnostic work and do not sell parts or repairs can give you an objective opinion on what repairs are needed. If you have available credit, you can use a credit card or a combination of cards to pay for repairs. Compare prices and take the first quote your mechanic gives to another repair shop for a second opinion.
Even if you manage to get a lower estimate, you may still need options to pay for car repairs. You may be offered interest-free financing for a period of months, which is great if you cancel your loan or credit card before the introductory period expires.